Thankful for the freedom I have in the great state of ALASKA. Photo Courtesy Dwight Phillips
Archives for October 2017
On Sept. 30, 2017, the world became a little less bright. One of the kindest men, our father, grandfather, uncle and brother, Wayne David Badder Sr., 60, went to join his soul mate, Denise Keeley Badder, on their next adventure.
Wayne David was the second eldest of five children born in Midland, Michigan, to the late Duane “Buck” and Julie Badder. He moved to Onaway, Michigan, in 1967 where he met his wife of 40 years, Denise. Together, the high school sweethearts moved from Onaway to Delta Junction, where they built their life, home and a family (Wayne Jr. and Jesse). While in Alaska, Wayne David could be found outdoors, camping, fishing, playing softball (state champs), riding a snowmachine or following his boys to cheer them on in numerous sport activities, always with Denise by his side.
In 1996, his job with the federal government moved the family to North Pole, where they stayed until the boys graduated. In 1999, after nearly 23 years in Alaska, they decided to go from one temperature extreme to another and moved to Death Valley National Park where he worked as the chief of maintenance. Wayne David served on regional and national boards over the next 18 years, developing policy to preserve the beauty and improving the infrastructure of Death Valley, which will be enjoyed for generations to come. Wayne David’s success was due to his drive and determination, which allowed him to quickly become a respected leader throughout the entire National Park Service.
Wayne David, a self proclaimed desert rat, vowed from then on he’d never live anywhere the climate would require him to need socks or long pants. He stayed true to his word and after the passing of his beloved, he again found new adventures in the warmth of the Florida sun. Wayne David loved to spend his days out on the water in his boat with his family, catching a baseball game, driving his Jeep and watching NASCAR, but he would drop everything the instant he saw a Facetime call from his grandchildren.
Wayne David’s passing has left such a hole in our families lives. He was a friend and confidant to many and a father figure to more than his two sons. Our lives will never be the same without this amazing man. He would not want us to sit here and grieve, so, family and friends, turn on some Bob Seger, lift a glass and cheers to a great man.
Wayne David was preceded in death by his loving wife, Denise Keeley; parents, Duane, Julie, and Barb Badder, along with brother-in-law, Wally Larson, all of Onaway. He is survived by his sons, Wayne (Robyn) and Jesse (Alexis); grandchildren, Zaner, Cal-cal, and grandpa’s baby girl, Kassidy; siblings, Susan (Denny) Sandow, Jeff (Charlene) Badder, Leslie Badder, and Mike Badder; brothers/sisters-in-law, Karen (Dan) Sachs, Bill (Doreen) Keeley, Mary Larson, and Daniel Keeley; multiple nieces and nephews, and his four legged companion, Tappy. In lieu of flowers, the family ask that donations be made in his name to the National Park Service.
The Go Winter! Expo takes place at the Carlson Center October 28 & 29, 2017. This is an event focused on winter and how to get through it healthy, safely and sanely while having some fun along the way. If you plan on spending the winter in Fairbanks you need to be at Go Winter!
If you are a vendor looking to get involved, the Go Winter! Expo is a prime marketing opportunity for your business to take advantage of winter. The 2016 event, sponsored, by Outpost Alaska, had over 110 participating businesses and a two day public attendance of nearly 4000. Go Winter! is a great place to jump-start your winter business. Scroll down for more information.
This will be the 21st year of the Expo and it has become a well established community event. Outside activities…snow machines to trucks, inside activities…tasty treats to arts and crafts, car care…auto-starts to winterization, home care…boiler tune up to heating fuel, travel ideas…an Alyeska ski trip to a weekend in Anchorage…it’ll all be there in one location, on one floor, with lots of free parking. Admission is $5 (children 12 and under are free) and military is free on Sunday with ID.
Interior Alaska Gun Show
Why settle for great when we can make it even better!!!
We added the Interior Alaska Gun Show in 2013 and it was a wonderful addition to the Expo! The Interior Alaska Gun Show, started in 2011, is the mostly widely attended gun show in the interior. The show is put on in support of Sportsman for Fish and Wildlife Alaska (www.sfwalaska.com) an organization dedicated to improving wildlife, habitat and hunting opportunities throughout the state of Alaska. The show has tremendous variety, with vendors from the Fairbanks and North Pole communities as well as many others, some traveling from as far away as the Kenai peninsula. You’ll find more than 80 tables of goods, services and merchandise related to firearms, hunting, fishing, survival and outdoor sporting pursuits. Come out and support the gun community, helping businesses that are furthering your 2nd Amendment rights, all while exercising them yourself and having a great time to boot! If you are a vendor interested in a space in the gun show portion of the event, please contact Michael Dukes at 907-378-8499.
The Energy & Retrofitting Marketplace
There will also be special focus to address the energy needs of the Interior. Energy costs are on everyone’s mind and we have dedicated a portion of the Winter Expo to energy related vendors and housing specialists. The Energy & Retrofitting Marketplace will give the public an opportunity to find out what energy saving products are available in the community, discuss retrofitting remodeling options, and schedule construction projects for early spring.
The Go Winter! Expo represents many local and state-wide businesses, has become an unofficial kick off to winter, and now offers an array of important and educational information on energy savings. If you have a product or service that can help people save money, Go Winter! is designed to help you get the word out!
SHOW DATES & HOURS:
Sat. Oct 28 – 10 am to 6 pm
Sun. Oct 29 – 11am to 5 pm
(ANCHORAGE, Alaska) – We can’t deny it. For much of the state, winter is here. The Alaska Department of Transportation and Public Facilities (ADOT&PF) reminds drivers to be prepared for winter driving and offers tips to help you have a safe commute.
Drivers can follow four tips for a safe winter commute. First, be sure to give yourself extra time to reach your destination. If you have the option, wait until conditions improve. Second, be sure to clear off all the snow and ice from the outside of your vehicle. Don’t forget mirrors, windows, lights and both windshields. Third, turn on your vehicle’s headlights before getting on the road. Be sure to use turn signals, too; this is especially important when visibility is poor. Finally, always allow more room between you and the vehicle in front of you. This gives you time to react if you encounter unexpected conditions.
“ADOT&PF is made up of outstanding people who work hard every day to keep the roads open and safe for Alaksans,” said Marc Luiken, ADOT&PF Commissioner. “This winter will be no different. We will continue to maximize the resources provided to the department from the operating budget.”
ADOT&PF follows a systematic approach to clear Alaska’s roads of snow and ice by categorizing every state-maintained road as one of five priority levels. Each level is based on traffic volume, speed, and connections to communities and other roads within the local transportation network. Response time during winter weather is usually dependent on the severity of the storm.
Priority 1 roads will receive the most winter maintenance, followed by Priority 2, Priority 3 and, finally, Priority 4. Priority 5 roads do not receive winter maintenance. The five priority levels are defined as:
- Priority Level 1: high-volume; and high-speed highways, expressways, minor highways, all safety corridors and other major urban and community routes.
- Priority Level 2: routes of lesser priority based on traffic volume, speeds and uses. Typically, these are major highways and arterials connecting communities.
- Priority Level 3: major local roads or collector roads located in larger urban communities.
- Priority Level 4: minor local roads that provide residential or recreational access.
- Priority Level 5: roadways that are designated as “No Winter Maintenance” routes, e.g. Denali Highway or Taylor Highway.
ADOT&PF reminds drivers to prepare for safe winter travel and to drive according to road and weather conditions. Remember, posted speed limits are for dry pavement. Drivers can access travel information by visiting 511.Alaska.Gov or dialing 5-1-1.
The Alaska Department of Transportation and Public Facilities oversees 242 airports, 10 ferries serving 35 communities, more than 5,600 miles of highway and 731 public facilities throughout the state of Alaska. The mission of the department is to “Keep Alaska Moving through service and infrastructure.”
Another beautiful display of northern lights. We never grow weary of looking at the magnificent creation that our God our created for our enjoyment. Photo Courtesy Dwight Phillips
It is that time of year again and with it comes the choice of packing your children’s lunches or letting them eat school lunch. Many people shy away from packing school lunches because it can be too time-consuming. The following are some very simple ideas to organize your kitchen so that your kids can pack their own sack lunch with just a little bit of up-front preparation from you.
Keep plastic bins in the refrigerator that are labeled. In each have pre-filled sandwich baggies full of some of the following lunch options:
• Cut up assorted fruit — apples, oranges, strawberries, grapes, bananas, watermelon
• Cut up assorted vegetables — carrots, celery, broccoli, cauliflower, green peppers and small containers of ranch or other salad dressing for dipping
• Cut-up cubes or slices of various types of cheese
• Cold cut meats such as pepperoni, turkey, ham and roast beef
• Pre-popped popcorn, which can be seasoned in the baggie
• Tortilla chips
• Boiled eggs
• Mini water bottles
• Hummus in a small container
• Pita chips
These are just a few ideas. Use your imagination. If you are feeling a little more adventuresome, you can make these the night before and put them in your kids’ lunch boxes.
• Cheese quesadillas
• Cream cheese and lunch meat tortilla roll-ups, cut into circles
• Soft-shelled taco
• Chicken or tuna salad that they can either make a sandwich with or eat with crackers
• Mini pancakes topped with peanut butter
Here are some additional ideas from The Kitchen food website, “10 Sandwich-Free Lunch Ideas for Kids and Adults Alike,” at http://bit.ly/2yV52DW.
Many times there are dinner leftovers from the night before. There is nothing wrong with using those in your child’s lunch. If you make oven-baked fried chicken and potato salad, make a picnic lunch for your child’s lunch with some fruit, vegetables and a bottle of water. Some other examples would be spaghetti and meatballs and garlic bread, or stew. The options are limitless depending on your leftover choices.
If you are in the mood to bake sweets for your child’s lunches, you can bake cookies, cakes and brownies sugar free by substituting 1 cup of apple sauce per 1 cup of sugar. This makes the recipe moist and taste sweet but without the added sugar. Many times you will not even taste the apple sauce.
The most important part of preparing lunches for children is make it fun and get them involved. Let them assist in the preparation of the lunch and have a say in what they want to have in their lunch. Take them to the grocery store to shop for the items in their lunch for the week. Another idea is set up a calendar with your children for the month, showing what is going to be in their lunches. The more variety, creativity and fun you have, the more your children will enjoy their lunches.
If you set parameters that they have to choose a fruit and a vegetable to go along with every lunch, many children will grow a lifelong love of eating produce. Also, keep the sugar content low in children’s lunches. They get plenty of sugar naturally from fruits. Instead of putting juice in their lunch box, buy small bottles of water to include. Don’t forget to set the same example for your own lunch box if you make lunches for work. Children watch what you eat and they model after you. Have a great school year and happy lunch packing.
Adrian Kohrt is the family nutrition coordinator for Cooperative Extension Service, a part of the University of Alaska Fairbanks, working in cooperation with the U.S. Department of Agriculture. For questions, she can be contacted at firstname.lastname@example.org or (907)-474-7930.
A credit score can open up or it can shut the door on your financial future. This number, based on our successful financial habits, affects our borrowing power and also the rates we pay for car insurance, cellphone services and even cable.
The higher the number, the better the terms are that we pay for the money we borrow. If your number is lower, you can expect to pay a larger deposit when opening an account for utilities and a higher cost for car or home insurance.
However, there are a few people who don’t have a score at all. Young people just starting out and those who have never borrowed any money may find that they have a zero credit score. It seems perverse that those who have saved their money to pay cash for everything will be rewarded by higher rates on insurance and an inability to borrow when needed.
Recently, one of my kids ran up against this problem. He has saved money when he needed something and paid for everything with cash. As a result, when checking his credit score he found that he had zero for a score. He like millions of other Americans doesn’t have enough information to make a credit file.
Most people think that you start with a perfect score and bad financial decisions lower it. In fact, the opposite is true. You start with zero and work up from there with good decisions.
FICO has recently launched a new credit-scoring system that will help those with no history of borrowing to get a credit score. A major component of a credit score is to evaluate how much credit you have, how you pay your credit accounts each month and the length of your credit history. The new scoring formula also recognizes consumers’ payment history on other bills. Anyone who already has a credit score will not receive a new score based on this system. The new formula will only be applied to individuals who have too little information for a rating in the current system. This new system will help high-risk consumers access credit.
Another factor this system includes is how often you change addresses. Frequent changes of addresses are believed to be related to instability.
So when you haven’t ever borrowed any money, what can we look at to establish a pattern of how you handle your finances? This new model incorporates payment history of bills you pay each month. Most people have rent, utilities or cellphone bills. Incorporating these into the credit report allows 15 million more consumers to have a credit report.
This new scoring system give those without a credit score a number to report and opens the door for these people to access credit. However, it is still in the testing stages.
The numbers reported on this score come from a database of telecommunications and utility bills reported to Equifax. The challenge is, we don’t know how many of these companies will report the payment details. The scores will help credit companies grow their business, but there isn’t as much in it for the reporting companies.
It isn’t clear how these new scores will affect the traditional scoring systems or if they will be considered as good a gauge of credit worthiness.
This new scoring system is being tested by 12 credit card companies. So far, it has not been accepted for higher risk loans like car loans or mortgages. Keep watching for new developments with this alternative credit score.
Roxie Rodgers Dinstel is associate director of the Cooperative Extension Service, a part of the University of Alaska Fairbanks, working in cooperation with the U.S. Department of Agriculture. Questions or column requests can be e-mailed to her at email@example.com or by calling (907)474-7201
We all know the importance of credit scores. A higher score means you can borrow money at a lower interest rate. Low numbers and you’ll be hard pressed to get anyone to loan money to you.
Most of the time we use the terms credit report and credit score interchangeably; however, there are some important differences between the two.
A credit report is a detailed list of your credit history, including every instance of when you borrowed and paid back money. Bankruptcies are included, as is your timeliness in making those payments.
A credit score is assigned based on the information included in your credit report. Scores range from 350 to 850. Credit scores are used when you are buying a car, applying for a credit card or setting up payment plans for car insurance or utilities, for example. If you are applying for a home loan or loan for another larger purchase, banks or other lending institutions look at your credit report to better assess timeliness and any additional circumstances that might have impacted your credit score.
So which is more important, your credit score or your credit report? That is a subject for debate. The report is the basis for the score, so many people feel it is the crucial piece of the puzzle. However, many of us are motivated by the credit score, which is a quick and easy way to evaluate the quality of our fiscal life.
There is also a difference when it comes to the cost of these two documents. The credit report is free. The Fair Credit Reporting Act requires that each of the three credit reporting agencies (Experian, Transunion, and Equifax) provides you with a free copy of your credit report annually. To get your free copy, go to www.annualcreditreport.com or call 877-322-8228 to get the form required for the report. You will be required to provide identifying information such as your Social Security number, date of birth and full name.
Each of these companies will have different information because each emphasizes different items in its scoring formula. To get the most bang for your buck, stagger your requests from the three companies. Request a report from one company now, then work on improving your fiscal practices. In three months, request a report from the second company. Continue to work on improving your fiscal practices and request from the final company after another three- or four-month period. By staggering your requests, you will be able to determine if you are making progress in improving your credit report.
Though you usually have to pay for your score, there are ways to get your credit score for free. Several websites, banks and credit card companies are now offering you the opportunity to find out your credit score at no cost. Try Credit Karma, Credit Sesame or Quizzle to get a free score.
My credit card company sends me a note each month to update me on my credit score. If it goes down or up, they also provide me with an explanation of why it moved. The note also serves as a reminder to pay on time, pay the outstanding debt down or quit spending, which are all great ways to increase my score.
The most important thing is to be sure to check your credit report each year. It is also a good way to catch any erroneous information on your report quickly.
Both the credit score and the credit report are important. Don’t ignore either of these scorecards of your financial life.
Roxie Rodgers Dinstel is associate director of the Cooperative Extension Service, a part of the University of Alaska Fairbanks, working in cooperation with the U.S. Department of Agriculture. Questions or column requests can be e-mailed to her at firstname.lastname@example.org or by calling (907)474-7201.
I took this Snowy Owl photo in Barrow, AK and again with help from Chad Bunselmeier. I was visiting the Bunselemier’s in Barrow last winter (looking for Ivory Gulls) and Chad told me there had been a Snowy Owl hanging around the cemetery. So while Chad was at work, I staked out the cemetery and saw this owl. Initially it would not let me get close enough for a photo until finally it landed briefly on this marker long enough for me to get a quick shot. Photo Courtesy Steve Dubois
Our bodies are the same way. A friend of mine joked at 76, “If I had known I would live this long I would have taken better care of myself.” The problem is he died at about 77 and spent the last few years of his life not walking much due to his thirty plus years of smoking cigarettes that had devastated his lungs.
There are a lot of areas where prevention is the issue. Building a wall sounds dumb to some people but it is one aspect of securing our country. It’s not a cure all by any means. A healthy military that is cared for and has up to date vehicles, weapons, housing and enough persons to get the task done are all crucial.
He is read in all fifty states.